You all don’t list a lot of things for older (seasoned) people wanting to return to school. A lot of is are on fixed incomes, don’t want to take out loans (especially if they’ve been forgiven in the past), but school is expensive, a lot more than when I was in college, and there should be grants and scholarships out there for us too if we want to finish something we started, or to further our knowledge for something we might be looking into doing to help ourselves.